Qualified Medicare Beneficiary (QMB)***. The Health Care Programs Manual (HCPM) has been replaced by the Minnesota. Health Care Programs Eligibility Policy Manual (EPM) as of June 1. Please refer to the. EPMfor current. health care program policy information.
People who meet QMB requirements may. QMB only, or may receive QMB in addition to Medical Assistance. MA). See Medicare. Medicare. See Medicare Savings Programs for. Medicare Savings Programs. How To Apply For Qualified Medicare Beneficiary Qmb Program NjH-1100 QUALIFIED MEDICARE BENEFICIARY (QMB). Savings Program is commonly used to apply for initial or. SSI enrollees do not have to apply for QMB. When Part A eligibility is. Eligibility factors and links to standard program. Application. Process. Eligibility. Begin Date. Renewals. Verifications. Social. Security Number. Citizenship/Immigration. Status. Residency. Insurance. and Benefit Recovery. Household. Composition. Eligibility. Guidelines. Income. Guidelines. Deductions/Disregards. QUALIFIED MEDICARE BENEFICIARY (QMB). This information is to help you apply for the Qualified Medicare Beneficiary. 100 East California Avenue. State of Maryland Department of Human Resources Mail-In Application for Qualified Medicare Beneficiary (QMB) and Specified Low-Income Medicare Beneficiary. Qualified Medicare Beneficiary Program (QMB). Spenddowns. Covered. Services. Service. Delivery. Other. Requirements. End. of Eligibility Basis. Relationship. to Other Groups/Bases. Top. of Page. Application. Process (standard. Follow standard guidelines. Process applications promptly to assure. QMB. It is to the client’s benefit if the agency acts. Top. of Page. Eligibility. Begin Date (standard. QMB eligibility begins the first day of the month after. Eligibility is not. QMB- eligibles may qualify for the Service. Limited Medicare Beneficiary (SLMB) program for payment of Medicare. Part B premiums for up to three months before the month of application. Example: Myrtle applies for QMB on March 1. Her. income is under 1. FPG and assets are within the $1. The earliest QMB can be opened is April 1. Action: Approve Myrtle for SLMB effective December. Change Myrtle’s coverage. SLMB to QMB effective April 1. People who are eligible for QMB may only. SLMB during retroactive or processing months as described above. She requests SLMB benefits on an ongoing basis so only her Part. B premium will be paid. She does not want QMB to cover Medicare co- payments. Action: Because she is eligible for QMB, Melba. SLMB on an ongoing basis. Top. of Page. Renewals. Do not require six- month renewals for QMB enrollees who meet any of. Verify enrollment or eligibility to enroll in Medicare Part A. Top. of Page. Social. Security Number (standard. Follow standard MA guidelines. U. S. Do not enroll the person. QMB until Medicare eligibility has been established. Top. of Page. Household. Composition (standard. Follow standard MA guidelines to determine household size for QMB eligibility. MA. for Employed Persons with Disabilities (MA- EPD), the TEFRA. CAC, CADI, DD or BI). Example: Chris applied for QMB and MA with the CADI. He lives with his wife, Joan, and their four children. For. MA/CADI use a household size of one. Always use a household size of one to determine QMB eligibility for. Elderly Waiver (EW). Example: Sue applies for EW and is eligible for. Medicare. She lives with her husband Greg. However, do not. count the person’s spouse in the household size if the spouse is on EW. Wendy. is eligible for Medicare and is not requesting EW. Action: Determine Jack’s eligibility for both EW. QMB using a household size of one. Determine Wendy’s eligibility for. QMB using a household size of two (Wendy and Mary). Use Method B for income and assets. Note: If people. MA meet more than one basis of eligibility. MA, but must use a Method. B basis for the Medicare Savings Program. Top. Guidelines (standard. Asset limit is: l. Income standard is 1. FPG. Income eligibility. QMB does not have a six- month or annual. Example: Melba is paid bi- weekly through her employer. She is not eligible for QMB in December. Action: Melba’s total net income exceeds the QMB. December but her total net income is under the SLMB standard. Re- open QMB for January. Top. of Page. Deductions/Disregards. In addition to allowing the income deductions and disregards for the. QMB eligibility. Do not allow the standard $2. MA. Disregard RSDI cost- of- living adjustments (COLA). January through June of each year. When calculating income, exclude Aid and Attendance benefits and Allowances. Unusual Medical Expenses received from the Veteran’s Administration. When a person is in a long- term care facility (LTCF), use a long- term. MA eligibility and a Medicare Savings Program. QMB eligibility. There are no spenddown provisions for QMB. People with income in excess. Example: Bud’s income is 1. FPG. Her income is within QMB limits after deducting $2. MA limits since the $2. Action: Clara qualifies for QMB. FPG to qualify for MA. Example: Blanche has countable. Her income is within QMB limits. She does not wish to. MA. Action: Because Blanche’s assets. QMB limit but not the MA limit, approve her for QMB only.
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